Bank of England base rate
In times where the interest rate remains unchanged - for example between 2009 and 2016. Like fixed-rate mortgages these deals tend to last for a set number of years before reverting to a lenders SVR.
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This means that if the base rate rises by 025 your repayments will too.
. These mortgages track the Bank of England base rate plus a set margin - for example the base rate plus 1.
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